Yes the risk is reduced by funding this type of larger long...

Yes the risk is reduced by funding this type of larger long standing operation

Imagine the same carrot grower was in Lismore right now, total stock flooded for an example

If it's cross border or overseas shipping it throws up other risks, China stopped wine imports just as an example, grape growers got smashed

Yes if it's a fully fledged operation with corporate type customers ie Coles then yes agree the risk is much lower

But would that type of operation care for 20% rates on funding?

One would suggest the higher the rate the lower the customer credit worthiness and higher the inherent risk

I see merit from both sides, if they can service the agri space with well regarded producers then fine, but is this the case?