Despite what AF says, I think the presumed 18-20% margin has to be challenged. That's credit-card levels of earnings on debt. What other micro-lender out there is earning this sort of margin? If that's what was on offer, there would be some pretty large and sophisticated fish competing for this part of the market... (and there isn't).
Despite what AF says, I think the presumed 18-20% margin has to...
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