No, and you have no idea what you are talking about. A debt warehouse requires what will be your most precious investors going forward. DEBT investors into the warehouse. They will look into the business in details, and want to be fully comfortable with the operational capacity and track record. That is just the way it is. And going forward a growing debt warehouse will also require new equity investors. See my previous posts. Lending activity is difficult to scale. You have scars resources in terms of debt investors and capital. And you manage risk. If you don't understand this, then you have no idea what lending means. They have no DW in place at the moment. The MoneyTech facility likely came with Invigo to fund their debtor finance business. Not BNPL or other types of lending, that Moneytech wouldn't underwrite. They have no other declared lending relationship. A DW takes time to execute.
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