....they had to be 90% invested - because if one has say $200k, 90% is $180k and they could gain a material $90k by investing/speculating on something that gains 50%. Else it would not be material to worth their while
....the boomer on the other hand may have say $750-1 mil, and they don't have to expose as much in % terms to gain the same nominal dollars. Just 20% will deliver the same result.
....but risking 90% at this point isn't very wise (and I have been polite).
Millennials and Gen Z are ~90% invested in stocks in their 401ks
https://x.com/MikeZaccardi/status/1809934261366981000
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