While some of what you say is true, the tone of your post is a...

While some of what you say is true, the tone of your post is a disgrace!

Your point about research is valid. And your point about being intentionally overwieght in BNB is valid. I did a few trades on BNB during the last month, but only held overnight once. It was a ticking time-bomb and ended up just being a gamble IMO. It was a clear case of "buyer beware"

As to your other points, I totally disagree. Diversification, when done merely for the sake of protection, is merely the persuit of mediocrity, and is for amateurs or losers. Go put your money in ING .... much safer and saves a lot of time & angst.

As for using fully paid brokers ... Hah! That is a huge joke. Some of the advice I have seen from brokers over the years just begger belief! Your 4 year old can often do better.

MHO

cheers