Hi belcam - search ajmo - some posters have put in a bit of effort there into describing how options work.
Yes conversion is 10 cents. You can convert whenever you like before end of June.
The benefit is in the leveraging, but as wally pointed out yesterday, the leveraging also applies to your risk.
All options have an expiry date, so you only lose the value of them if you don't convert by the expiry date.
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