Klarna "are a late entrant and have little presence".
Klarna has been around for 15 years.
If has a reported 7.85 million US users, compared to Afterpay's last reported 5.6 million.
Klarna operates in 22 countries and has almost 90 million users and over 200,000 retailers globally.
Afterpay has 10 million users and around 55,000 retailers.
Klarna is public but valued around $5-8 billion by most reviews. Seems a little low given APT's market capitalisation is $19 billion!
(I know I will suffer the wraith of longs, but I feel obliged to educate some holders). Klarna and CBA are coming for APT in their domestic market.
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