Klarna , Afterpay and Credit Checks, page-233

Fair enough and frankly I am struggling a little with the current valuation even though the latest result was outstanding (IMO). A 20-30% pull back would not surprise me at all, but neither would a run to $100+, but that sort of volatility is life as an Afterpay investor. I am however far more confident in the long term future of Afterpay than the likes of Zip and Sezzle which I really believe are at risk of never reaching escape velocity.