calm down mado. it's only wednesdayfull...

calm down mado.

it's only wednesday

full disclosure...I'm an investor with multiple bnpl stocks. I'm agnostic on brand, but have a deep conviction that excess cc fees and interest rates have driven many consumers away banks and towards apt, szl and zip.

I'm long on apt and will continue to be so...

that said, my relationship with bnpl products may vary overtime (I'll probably see apt when it hits $200) but my days as a bnpl consumer has only just begun.

and there's absolutely zero chance I'll be transacting on a bank owned and controlled bnpl product (ie klarna)

wolf in sheep's clothing...that's all it is.