Well,simply download Klarna app and try to use it.The app design...

Well,simply download Klarna app and try to use it.The app design is completely outdated and therefore very difficult to use.

You will then understand why Afterpay is crushing Klarna in every single market.

Klarna works like a bank and it does have banking license.The regulations pressure they face is a lot worse than Afterpay.

Just like IPhone VS Nokia.Klarna works very much like Zip/Quadpay,too many useless functions,not user friendly at all.