"Thanks for link" For borrowers "bank emergency rate" (under 5% IMO)is good for home lenders. Healthy bank rates should be between 5-10% over is also emergency rates (inflation etc) For those looking for better returns may pay to consider " Peer to Peer (P2P) finance" Australia's P2P " societyone" Offer 10% at present (not tried or tested by me) In the UK " Zopa" seem to me to be tried and tested and offer 5.1% in British Pounds " Choice Magazine's Check Out" go 21 minutes in to see their satire on P2P "lending borrowing" seems accurate to me. Interest in feedback myself as I'm looking for good returns ideally above 5% bank rates
