Firstly, there's the issues of forced equity buy-backs that disincentives participants into bettering themselves out of the $120,000 (per couple) income bracket
Should participants see their income increased over the $120,000 participants will be required to pay back the government equity immediately after the 2 year grace period.
i suppose once you're reached 120k couple year income it would be pretty easy for a bank to take over the loan and payback the government deposit !
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