Governments could build simple housing, similar to what is used by a lot of retirement villages like Eureka. Just add more kitchen appliances. This need not be a "long term" but a step towards getting rid of homeless ness.
For Single people, or maybe a couple. Better than them just renting a room. The rent they pay easily would cover the cost of building and loan repayments . the Govt wastes so much money, they should start building these .
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