thks michael ive posted earlier on this thread regarding bank funding again sourced from the rba so i guess we can disagree on the pros and cons of bank sourcing funding from deposits as opposed to borrowings. just because the price of housing goes up it doesnt mean lending practices have been lax---there are other factors involved-- you state yourself ""the pool of new buyers drys up""----that isnt going to happen in australia for a significant period of time
