Hugh Janus, you're an alarmist!!!...what? do you think they might have factored an exponential graph moving up??? surely they wouldn't be that stupid (even a novice would know better), and surely their combined experience would have factored as close as possible to an actual return and if anything on the conservative side and factored further for some what ifs.
if you have even slightest thought that you have done your dough, then get out now and you'll still be miles ahead! If I was thinking what you are saying, I would be out in a flash while the sp is still cruising, not when it is rock bottom as you are predicting.
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