Just looking at my life policy renewal today, where they remind me that when I turn 90 I don't have to pay any more premiums. I already knew that of course, having worked for a couple of insurance companies in a life long ago. But it only applies if you have what used to be known as a "with profits" policy as opposed to "term insurance". Not that I ever expected to become a nonagenarian (?), except today my outlook brightened up a bit when the mechanic showed me the 3 inch nail from the tyre I had been driving around on. Now I'm quite looking forward to those bonuses.
