Alimike, you have raised are very very important issue that everyone should consider even if you are not 'stressed', but know of others that are. Encourage them to talk to family, to wives etc to let them know that things didnt work as planned and financially they may be worse off.
please spread this message as helping hand, it may not be warranted for the majority of people you know, but there will always be someone that seeks help. Your family may be disappointed, but it can be worked out
Financial losses are just that financial losses. For most we can start again. loss of family cannot.
It is sad to see the pressure of monies etc effecting people.
even with the gloom and doom being published, we will get over it.
