You can see a lot of material in speeches and policy from the RBA - an Assistant Governor is in charge and the present Governor was the Manager of Payments Systems and Deputy Governor when she first flagged the changes. The legislation giving the RBA the power to make the regulatory changes to outlaw existing BNPL merchant agreements passed the Parliament at the end of November. They are on borrowed time. You can see the AFIA submissions at afia.com.au
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