Buy Now Pay Later (BNPL) services can be more expensive than credit cards, especially for consumers who struggle with repayments. While BNPL is often advertised as interest-free, late fees, account-keeping fees, and other charges can result in effective interest rates as high as 28.25% for Afterpay and 49% for Humm—significantly higher than the average credit card interest rate of 22%. Credit cards, however, offer regulated consumer protections and can avoid interest if paid in full monthly, unlike BNPL which lacks such safeguards.
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Last
$3.14 |
Change
0.010(0.32%) |
Mkt cap ! $4.053B | |||
| Open | High | Low | Value | Volume |
| $3.10 | $3.20 | $3.10 | $41.92M | 13.28M |
Buyers (Bids)
| No. | Vol. | Price($) |
|---|---|---|
| 1 | 14000 | $3.14 |
Sellers (Offers)
| Price($) | Vol. | No. |
|---|---|---|
| $3.15 | 73084 | 7 |
View Market Depth
| Last trade - 16.10pm 25/07/2025 (20 minute delay) ? |
| ZIP (ASX) Chart |