long tern share market performance

One have one account which has been going on since 1994.

Here is what I got as long term performance

1.38 % - Last 5 years performance

5.1 % - Last 10 years performance

5.4 % Since Inception

(Remember I will pay 15% Tax when I cash it out)

Basically I putted all the money even in Term Deposit I could have been big winner.