Most fund managing (including Unisuper) is a top 50 Market Index. Since on average Top 50 Dividend are around 5 to 6% (except some exceptionally good year) that is what average Super Fund returns are. .. I moved my super to High Growth Fund, it has been a roller coaster ride. Down by 15% at one time, back into surplus by 6% just within few months. I realise High Growth Funds are so called High Frequency Commodity Stock Traders. Return can be good or bad depending on commodity prices.
