Loss of trust reflected in the share price, page-63

Right...
A little less enthusiastic after listening to the Q&A session.
I am afraid management were not able to be more confident in terms of two major issues
1 Cost control
2 ASIC investigations of the Direct insurance industry and subsequent regulatory risk.
This second one is a biggish concern.

Management additionally speak of sales momentum returning to normal, without being more specific (understandably). Makes predictions about 2H18 murky.

I need to account for the above in any further purchases.