geo, no, just let the banks take the rap for the bad risk.And...

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    geo, no, just let the banks take the rap for the bad risk.

    And don't have a single card yourself (that you pay interest on, anyway) so you are not paying for the bad risk. The interest rates are so high to cover the risk, banks won't actually run the credit card business at a loss. They are usually the worst performing sector, though.
 
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