this is not financial advice
but the fact that you are entitled to the senior tax offset is immaterial.
the tax free threshold is the amount annual of the pension which is $18.900 or low $19,000.
putting it simply you have to lodge a ITR true and correct.
meaning as basic as it
net capital gain = capital gains - capital loses - cgt discount - smb concessions
then add it to your assessable income
cheers
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