well blow me down with a feather, i should log in more often to my MQ Prime account....
i called them, as i could have sworn it wasnt there last i logged in, which must have been a while ago.....
Apparently NKP 85% LVR kicked in on the 22nd of September, and so has been there for 2-3 weeks, and now it will be removed again....
sorry Kiril, and thanks for the heads up