Macro heating up

https://cointelegraph.com/news/spanish-bbva-becomes-first-global-bank-to-issue-loan-using-blockchain
BBVA bought Simple Bank a few years ago for north of 100m USD (they didn't even keep the customers)

https://www.recode.net/2018/4/11/17219352/revolut-dst-global-financing-valuation-digital-banking
Revolut raises $250m at $1.7b

https://bankinnovation.net/2018/01/...-returns-to-roots-with-bank-acquisition-talk/
Moven gets funding from Softbank to rollout processor and buy a bank...

Huge strategic value in Change in a space with hardly any independents left..
Slowly building out a fully integrated digital bank to lower costs and have greater control.
Customers, front-end digital bank app, ACH, Mastercard approved digital processor.. allows the ability to have control, make decisions and deploy innovation at speed.

LOI with Kansas City to provide processing could provide huge high margin revenues just on that one contract.
Size of market here is huge and CCA has a seat at the table now with Mastercard.

Also the Ivy potential and market size is just stupid. Even if it revalues to 1% of value of Ripple numbers are gross.
According to the telegram chat the guys don't seem far away from an exchange listing which one would think is a big price catalyst.

Just my opinion.