$150 is on 100k's, ie 1.50 per thousandso it would be $300 on...

$150 is on 100k's, ie 1.50 per thousand
so it would be $300 on 200 k's

there are additional amounts attached to that $150 pf
there are 2 supplements
one for energy or something of 13.50
and another 61.20
so in fact they received 225 pf x 26 = 5850 which is a good interest rate, where the best rates are around 4.5% if you can find one
they also receive a reduction of around 6000 on their home loan interest at 100k at 6%

so instead of not getting the pension,
but earning 4% interest on deposit, and paying 6% on their home loan , lets say they are out of pocket by $2000 pa

they now save 6000 in loan interest, and receive 5850
so they are in front by 11850
plus the 100k can be withdrawn if they need it, or some of it