rrossingg, Thank you for endorsing my views on SMSF. Whilst I sure we both use different investment strategies, it is obvious we enjoy taking responsible for our financial futures. Most people incorrectly believe there are experts out there who will make them a fortune with their savings. How many of the financial scams have been on silly investors chasing high interest returns out of newspaper advertisements. Perhaps if they thought how it was possible someone can offer such an attractive return they would soon realize, there is high risk associated with such an "investment". Regards Buffett