mosteph, thank you for your long post, i am NOT here to advise,...

mosteph,
thank you for your long post, i am NOT here to advise, i express my opinion, if ppl dont like my opinion, so be it........i NEVER attack anyone or call them names. but, a lot off ppl in here are nervous because of their financial position, i fully understand that, i never borrow, i use my own funds, i have done extremely well over the years. i think, i said the following before, i have the habit, to make certain statements here, only to get a proper discussion going........same as you did after you have deliberated about DULL....:-))your input was very much appreciated.