i get that it is coming..... so is the end of covid.
right now today i can open a aussie neo bank account that has inbuilt (FREE) live spending tracking. (eg, uBank) that i can download to my phone and access the visa payment rail.......and i can get 1.46% at call and very competitive loans. Why would i bother to be on a waiting list to pay a subscription for a RAB account???
(i can link a xinja account into google pay........even NAB has a spending tracking tab on its internet banking platform).
(peeps may want to look into visa next if talking bnpl as well)
i am looking to see if there is a market advantage for this company.......
