massive crash coming bfs everywhere, page-32

molonski - in your list of holdings (some i know, some not), which of these are still, in your opinion, to peak or offer further value (above bank interest) in the next 12-24 months.....and which have peaked but you hold onto hoping they improve.
have any seriously gone backwards in the last year ?

i asked myself these questions, which told me to sell.
so far its proved to be the right decision.
it was right for me.
for you it depends on your holdings.

timing - get out and re-educate to prepare for next entry point in a year or 2.

achieve what - take profits, and reinvest when entry points are lower....much lower.

as far as the learned colleague - just someone who put forward a sound argument for moving out of certain investments in the coming period (the opinion was never requested - they simply provided it - i considered it and i thought it wise)