I'd be more concerned if hum hadn't designed its products to accommodate regulatory credit requirements, unlike most of the stand alone bnpl's like Afterpay and Zip. BNPL is JUST another lending product, nothing special. We have good reach already and Bundll in particular is demonstrably sticky. To me, HUMM's board has always been pretty clear in its strategy that BNPL for us is simply a modernisation of existing lending and/distribution platforms. Look forward to seeing a leasing app.
I'd be more concerned if hum hadn't designed its products to...
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