Good summary gassed,
to to those that state the terms of the loan are too charitable, ask yourself if you would lend a significant sum to Brett and pirate for less? In an unsecured loan?
i personally think that a 6% term deposit at cba looks pretty good in comparison
as for early repayment, loan gets repaid in tranches, not at the end, it's not being paid any earlier than it was due.
my payment is due in a couple weeks or so, what would u take? .64 or .8?
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