maybe mm can get it cheaper from a va, page-8

Adrian

Administration AKA receivership. VA = Voluntary Administration.

Not entirely sure about the voluntary versus involuntary bit but it all pretty much ends up the same.

Essentially, they send the men in black suits in and when its all over the men in the black suits get paid. Usually no one else does unfortunately. But the men and women in black suits ALWAYS get paid. This is one of life's few certainties along with death and taxes (acknowledgement to Mark Twain).

Financial undertakers I suppose you could say.

Cross the street when you see them. Dont borrow from them. And never encourage your daughter to marry them.