"The point is that these days many of the young are wimps and...

"The point is that these days many of the young are wimps and need to be wrapped in cotton wool before mother tucks them into bed! And I'm not talking about toddlers, either!"

A lot of it is still in the individual's DNA , I have a grandson who has no fear of anything , will dive off the highest waterfall and he does things I would have been too fearful of when I was a kid , part of it may be his Maori/Filipino ancestry coming through , and for him no need for sunscreen as naturally dark , his brother is so much more careful calculates every action and off to study psychology at Uni .