The only comparison to the MME business model and a payday lender is that they loan the money on the same day... hence the name “payday”. It’s fast loans for approved clients, that doesn’t make it a payday model. No different to a food shop that can make Good food quickly... it doesn’t make it “fast-food”.
There is a vast amount of difference between the way they go about approving and lending to their clients then a payday lender, and an even more vast difference between the types of clients each business would attract.
Payday models have hodden fees, additional charges, interest on interest and fees on fees. None of which exists in this business model. This isn’t a payday model. It’s just a model you don’t understand yet. It’s a place that makes good food fast, not fast-food.
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