I think its very valid that people are happy with these results....

I think its very valid that people are happy with these results. Revenues are down due to government stimulus. This was expected. Even with this impacting business, they still performed well. Share dilution is a valid point, but I prefer that, then taking out financing. The company can always buy back stock in the future when they are in a stronger position. The company has paid down a significant amount of debt aswell. Funding of the BNPL section would probably be done in slow stages to reduce risk. You might not be happy, but I certainly am.