Love your interest Saintex, have followed a few of your posts in...

Love your interest Saintex, have followed a few of your posts in the past and always appreciate your deep dives. I'll add in some info to my understanding that might help you quantify things:

* We currently don't keep all of the transaction fee as a portion goes to the banks who we license through. With the white label license we will then be able to keep the whole transaction fee. Not sure if that is currently set up as a percentage we get to keep, or a fixed amount, its possible the banks will get to keep the whole amount of the transaction fee increase if were locked into say 12 RS currently.
* Findipay is also contributing to revenue (although not a profitable segment yet is my assumption based on their wording). At the end of FY23 it contributed 5% of revenue if i recall correctly. In FY24 i would imagine it commands a higher % even with the increase in atm activity, as findipay merchant numbers have grown dramatically.