LMFAO, "housing crisis" Wonder who allowed or made that happen. " risks of natural disasters" we have always had that risk. Have heard your idiotic climate change garbage. The majority of the fires are lit by people in the right conditions: very hot, dry and windy. You have also stated rising insurance premiums: have they ever gone down? They are a business, out to make money. For some reason, you stated pandemic risk. After the last one, have a question: if covid was so deadly and the vaccine so effective, where are all the dead unvaxxed? Due to paid Muppets like yourself and many others, can see where the future is heading, so gfy.
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