More competition...

http://www.bbc.com/news/technology-28773906

Looks like in addition to Paypal and Square, Amazon is another major global player looking to play in this space. To make matters worse, Amazon is adopting their strategy to undercut competitors in order to fast track their market penetration (exactly what they are doing in the Cloud tech sector).

Only matter of time before the Aussie market gets flooded with large global competitors. I truly fear for what little advantage remains for MNW, a fear which is probably shared by other holders and reflected in the gradual sell down of MNW.