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No Goggy........... I think our sad and costly saga is well and truly over. Maybe, just maybe, young Freddy might just might try to do the right thing for we old farts, but don't do any financial planning based on it.
Thanks everyone for the albeit distant friendships as fellow financial sufferers we have experienced, but (where we are fortunate to be able to) we will have to get on with life, and write the experience off as an example of how the Australian financial and legal system works!

Take care all of you,

John H (aka MiaGain)