Paul, my advice to you is not to own stocks, because like you say from a distance you can pick which stocks which are overvalued like mad was and continues to be. However when you put your rose coloured glasses on and invested in pgi, who is even worse than Mad. You lose credibility. Really you should become a shorter like me. Ring up mac bank and they can guide you through it. Hey they might even lend you stock so you can short pgi