Mortgage Choice (MOC) Time to Accumulate, page-15

A lot of refinancing going on. This would likely be via brokers because that's where the quick comparative data is. If you go to an individual lender they are not going to tell you someone else has a better deal. Has only paid out half earnings recently so even if there was a drop, could likely maintain 3c dividend. Hmmm. Banks will be cutting dividends or eliminating for now. Under stress. Retail investors especially retirees are looking for income and the available flows are getting scarcer.