How on earth does that logic work?
If you don't use a broker, you still think your subsidising broker commissions ???
Do you think bank staff are volunteers? They don't need offices, computers, and the rest? No super? No sick leave? Your direct to bank loan was administered completely free of any cost??
Maybe you should ask for an interest free loan next?
How on earth does that logic work? If you don't use a broker,...
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