Mortgage Choice (MOC) Time to buy ?, page-68

MOC is a franchise system, it's biggest risk is that the franchisees just walk away from the industry.
If the commissions are abolished then the MOC business model is dead.
People won't pay the sort of money that brokers are earning from commissions because they think the service is currently free & a service that is not worth paying that sort of money for. 

Anyone who pays upfront to a mortgage broker will undoubtedly just add the cost to their mortgage as they won't have the cash to pay. In that case they'll end up paying interest on the broker fees for 25+ years, in effect more than doubling the cost. Will the broker then have to include their fees in the comparison rates?
They should have to & anyone with any sense will just realise the price difference & go direct to a provider.