Good discussion
I have held QRI for a few years it hasn't missed a beat in terms of monthly dividends even through Covid
For diversity currently have $ in ASCF which is similar to Latrobe but slighly better return and you can choose your risk appetite and term
https://australiansecurecapital.com.au/our-funds/Currently ASX listed AAA is pretty good place to park funds while you are waiting for something better earning about 4.5% at call
It's a cash ETF so price ticks up each day as interest is earned and drops when it goes ex div - almost term deposit rate without the term
