Any automated, technology based system which has replaces...

Any automated, technology based system which has replaces planners would not be popular.people like to deal with people when it comes to money not robots, they like accountability as well and the one on one interaction. A total technology based system with no human planners would also be open to viruses and gliches, imagine investing 100k and discovered it was disolved somewhere due to a glitch in the program, no thanks . This is Why IAM is using people and technology together. Where both people and technology work hand in hand to lean out and enhance efficiency ,save costs and remain human.