Regardless of mindless bull or bear talk, there is one very large elephant in all our rooms.
We are in historic times.
Such a simple sentence that doesn't sound very loud or significant - but is fact.
We are in the deepest doo doo for at least a century and no one either living or dead knows what the outcome of this will be.
If you define risk as something that has an unknown outcome - a well accepted definition - then all your options and the ones you didn't put in also are very risky IMO .
IMO the least risky is option one of your list - particularly if you are debt free. If you are not debt free, then the least risky way would be to get that way, fast.
Anyone who says they know the outcome of our present circumstances is foolish - we are in completely uncharted territory and the only low risk strategy is to minimise obligation to others.
It is hard here in Australia to get a grip on how bad things are in the world - things appear relatively normal here - but, the reality if you prod the pussy mess is anything but reassuring.
IMO, sit tight and secure your current position with as Ittle risk as possible. This will all play out in the next 24 months or so.
