Thanks,Yak.That was a good effort. On top of the generally well known and lesser known considerations I have one I haven't seen on Hotcopper.It's this:take bigger positions on those stocks that constitute your unsolicited recommendations to your children.It's important that they be unsolicited.Tips they've asked for are a different category.My strike rate for unsolicited tips is better than for my run-of-the-mill selections.So far the record is: HDR--break even CMQ--big profit UNI--big profit NRT--open position--well ahead LUM--open position--well down