Warren Buffett's approach is obviously amazing, but I think it's hard to argue that this is a great company at a reasonable price. I have doubts about management with their decisions and less transparency then I'd like, the core business has a decent moat, but the newer businesses don't because they are not established enough (Chapter two) or because of the field (BNPL).
Perhaps (very optimistic) OneStep and ChapterTwo will develop into industry leading companies, but at this moment they are still fledgling.
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